{"id":21159,"date":"2021-08-12T18:08:44","date_gmt":"2021-08-12T12:38:44","guid":{"rendered":"https:\/\/www.justwebworld.com\/?p=21159"},"modified":"2021-08-12T18:08:44","modified_gmt":"2021-08-12T12:38:44","slug":"pradhan-mantri-sukanya-samriddhi-yojana","status":"publish","type":"post","link":"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/","title":{"rendered":"Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme &#8211; Join Now!"},"content":{"rendered":"<p><strong><em>In this post, we are going to explain about Pradhan Mantri Sukanya Samriddhi Yojana scheme. <\/em><\/strong><\/p>\n<p>Having a baby girl? As a parent, there are various aspects you need to keep in mind in raising a girl in this society. One of the most important things you need to do is <strong>\u201cSavings for Her Future\u201d<\/strong>. With this in mind, the Government of India has come up an excellent savings scheme for girls called <strong>Pradhan Mantri Sukanya Samriddhi Yojana scheme<\/strong>.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#Sukanya_Samriddhi_Yojana_Account_Benefits_Interest_Rate_And_Forms\" title=\"Sukanya Samriddhi Yojana Account Benefits, Interest Rate And Forms\">Sukanya Samriddhi Yojana Account Benefits, Interest Rate And Forms<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#1_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_%E2%80%93_What_It_Is\" title=\"1) Pradhan Mantri Sukanya Samriddhi Yojana &#8211; What It Is? \">1) Pradhan Mantri Sukanya Samriddhi Yojana &#8211; What It Is? <\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#2_Advantages_of_Sukanya_Samriddhi_Yojana\" title=\"2) Advantages of Sukanya Samriddhi Yojana\">2) Advantages of Sukanya Samriddhi Yojana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#3_Here_are_the_few_things_you_should_know_about_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_PMSSY_Scheme\" title=\"3) Here are the few things you should know about Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme\">3) Here are the few things you should know about Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#4_Eligibility_Criteria_to_Join_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_Account\" title=\"4) Eligibility Criteria to Join Pradhan Mantri Sukanya Samriddhi Yojana Account\">4) Eligibility Criteria to Join Pradhan Mantri Sukanya Samriddhi Yojana Account<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.justwebworld.com\/pradhan-mantri-sukanya-samriddhi-yojana\/#5_How_to_Open_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_Account_in_Post_Office_or_Bank\" title=\"5) How to Open Pradhan Mantri Sukanya Samriddhi Yojana Account in Post Office or Bank\">5) How to Open Pradhan Mantri Sukanya Samriddhi Yojana Account in Post Office or Bank<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Sukanya_Samriddhi_Yojana_Account_Benefits_Interest_Rate_And_Forms\"><\/span><span style=\"color: #993300;\">Sukanya Samriddhi Yojana Account Benefits, Interest Rate And Forms<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-21161\" src=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana-Account.png\" alt=\"Pradhan Mantri Sukanya Samriddhi Yojana Account\" width=\"644\" height=\"378\" srcset=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana-Account.png 644w, https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana-Account-300x176.png 300w\" sizes=\"(max-width: 644px) 100vw, 644px\" \/><\/p>\n<p>In India, a girl child is considered as a financial burden as a parent needs to pay for her education, pay for marriage etc. By implementing <strong><em>Pradhan Mantri Sukanya Samriddhi Yojana<\/em><\/strong>, the Government tries to aware parents that a girl child is not a financial burden for you, if parents secure their girl child\u2019s future through financial planning from her early stage itself.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_%E2%80%93_What_It_Is\"><\/span><span style=\"color: #008000;\">1) Pradhan Mantri Sukanya Samriddhi Yojana &#8211; What It Is? <\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sukanya Samriddhi Yojana is a small deposit scheme of Government Of India exclusively available for a girl child and is implemented as a part of <strong>&#8220;Beti Bachao Beti Padhao&#8221;<\/strong> Campaign. This savings scheme is meant to save money to meet the education and marriage expense of a girl child.<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-21162\" src=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Campaign.jpg\" alt=\"Beti Bachao, Beti Padhao Yojana\" width=\"665\" height=\"395\" srcset=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Campaign.jpg 665w, https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Campaign-300x178.jpg 300w\" sizes=\"(max-width: 665px) 100vw, 665px\" \/><\/p>\n<p><span style=\"color: #008000;\"><strong><em>If you\u2019re looking for the complete information of the scheme including:<\/em><\/strong><\/span><\/p>\n<ul>\n<li>Advantages of Sukanya Samriddhi Yojana.<\/li>\n<li>Eligibility Criteria to Open a Sukanya Samriddhi Yojana Account.<\/li>\n<li>How to Open an Account etc.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_Advantages_of_Sukanya_Samriddhi_Yojana\"><\/span><span style=\"color: #008000;\">2) Advantages of Sukanya Samriddhi Yojana<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The below mentioned are few of the important advantages that you will enjoy by joining under this scheme.<\/p>\n<p><strong>Higher Interest Rate<\/strong>: It\u2019s the one and only scheme which offers the highest interest rate of about 9.1%. The rate of interest for this scheme will be market linked and also the rate of interest for every financial year is declared by the Government of India.<\/p>\n<p><strong>Tax Benefits<\/strong>: Government of India has offered tax exemption for this scheme to encourage people to join Sukanya Samriddhi Yojana.<\/p>\n<p><strong>Savings Period<\/strong>: This best feature of this savings scheme. The maturity of this account is 21 years from the date of opening of the account. Only one premature withdrawal is allowed when your girl child on attaining the age of 18 years only if the funds are for higher education.<\/p>\n<p><strong>So, decided to open Sukanya Samriddhi Yojana account? Just follow the below steps: <\/strong><\/p>\n<p>We all know that parents find it difficult to make arrangements for the study and marriage of their girl child. But by enrolling this scheme, it will be easier for them.<\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-21163\" src=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Abhiyaan.jpg\" alt=\"Join Pradhan Mantri Sukanya Samriddhi Yojana Account\" width=\"670\" height=\"350\" srcset=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Abhiyaan.jpg 670w, https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Abhiyaan-300x157.jpg 300w, https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Beti-Bachao-Beti-Padhao-Abhiyaan-375x195.jpg 375w\" sizes=\"(max-width: 670px) 100vw, 670px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Here_are_the_few_things_you_should_know_about_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_PMSSY_Scheme\"><\/span><span style=\"color: #008000;\">3) Here are the few things you should know about Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Bank account is to be opened by legal guardian of girl child.<\/li>\n<li>Age of the girl child at the time of account opening should not be exceeded 10 years.<\/li>\n<li>Minimum amount to be deposit per year is Rs.1000 and the maximum is Rs. 1, 50, 000.<\/li>\n<li>The amount can be deposited during the financial year April to March.<\/li>\n<li>Interest rate to be offered is 9.2%.<\/li>\n<li>Minimum lock-in period is 11 years ad maturity date is 21 years from the date of account opening.<\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_Eligibility_Criteria_to_Join_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_Account\"><\/span><span style=\"color: #008000;\">4) Eligibility Criteria to Join Pradhan Mantri Sukanya Samriddhi Yojana Account<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li>Girl child of age 10 years or below are eligible to join this scheme.<\/li>\n<li>NRI\u2019s can\u2019t participate in this scheme.<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-21164\" src=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana.jpg\" alt=\"Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme\" width=\"600\" height=\"450\" srcset=\"https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana.jpg 600w, https:\/\/www.justwebworld.com\/wp-content\/uploads\/2017\/12\/Sukanya-Samriddhi-Yojana-300x225.jpg 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_How_to_Open_Pradhan_Mantri_Sukanya_Samriddhi_Yojana_Account_in_Post_Office_or_Bank\"><\/span><span style=\"color: #008000;\">5) How to Open Pradhan Mantri Sukanya Samriddhi Yojana Account in Post Office or Bank<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong><em>Step #1<\/em><\/strong> \u2013 Visit the nearby post office or bank.<\/p>\n<p><strong><em>Step #2<\/em><\/strong> \u2013 Get the application form and fill the form with the help of the Bank Staff if needed.<\/p>\n<p><strong><em>Step #3<\/em><\/strong> \u2013 Attach the copies of the following documents:<\/p>\n<ul>\n<li>Birth Certificate of a Girl Child.<\/li>\n<li>Address Proof of Parent or Guardian.<\/li>\n<\/ul>\n<p><strong><em>Step #4<\/em><\/strong> \u2013 Submit these documents along with the filled application in the respective counter and let the official that you need to open the Sukanya Samriddhi Yojana Account.<\/p>\n<p><strong><em>Step #5<\/em><\/strong> \u2013 The official will check the application form and attached documents. If everything is okay, he will process your request.<\/p>\n<p><strong><em>Step #6<\/em><\/strong> \u2013 Once the passbook is delivered, you can make the first deposit for your child.<\/p>\n<p><strong>Condition for Withdrawing Money<\/strong><\/p>\n<ul>\n<li>Money can be withdrawn after the girl turns 21.<\/li>\n<li>For the girl\u2019s higher education, the account holder can withdraw up to 50% amount.<\/li>\n<li>If the money is not withdrawn even after the girl turns 21, it will continue to earn more interest.<\/li>\n<\/ul>\n<p>So, what are you waiting for? Here we have given as much as information needed to open Join Pradhan Mantri Sukanya Samriddhi Yojana Account.<\/p>\n<p><strong>Secure your Princess Future with Pradhan Mantri Sukanya Samriddhi Yojana Account! \ud83d\ude42<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In this post, we are going to explain about Pradhan Mantri Sukanya Samriddhi Yojana scheme. Having a baby girl? As a parent, there are various aspects you need to keep in mind in raising a girl in this society. One of the most important things you need to do is \u201cSavings for Her Future\u201d. With [&hellip;]<\/p>\n","protected":false},"author":105,"featured_media":21161,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[14720,14721],"tags":[15053,15055,15054,15056],"jetpack_publicize_connections":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Sukanya Samriddhi Yojana (PMSSY) Scheme - Join Now!<\/title>\n<meta name=\"description\" content=\"Sukanya Samriddhi Yojana is a small deposit scheme of Government Of India. 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